The Washington Post

Any college student today will tell you that it is hard just to get by financially each day. Payments must be at or above the minimum due amount indicated on your statement and a zero balance on any statement will not qualify as an on-time payment for this offer. Not long ago, any college student with a pulse who knew how to sign his name could take his pick of credit cards.

There is no annual fee for this card, and no foreign transaction fees. International students studying in the United States can also apply for the Deserve Edu card. The figure takes into account what type of expenses should be charged, how much money should be used toward credit card debt, if applicable, and, regardless of the credit limit, the most they should charge on the card each month in your view.

To open a secured credit card account you will need a cash security deposit, usually $200 or more. ICICI Bank Student Travel Card is a great option for students staying abroad; it is available in five currencies: USD, EURO, GBP, AUD, and CAD. You'll get 1% cashback on all your purchases, but you can boost this to 1.25% if you pay your bill on time.

The card is also a Visa, which is widely accepted, and it earns you Chase rewards, which are easy to best credit cards for beginners redeem and don't expire. College students in particular have a chance to establish their history for a smoother financial road in the future — as long as they stay savvy about the risks.

The card offers similar benefits to the Discover it Student Cash Back, including a $20 statement credit during any school year your GPA is 3.0 or higher and a cash back match at the end of your first year as a cardmember. If a student goes clothing shopping, shopping for electronics, video games, or spends a large amount of money eating out or at clubs, credit card debt begins rapidly piling up and this can hurt the student's financial situation for years to come.